Wednesday, August 26, 2020

Deception Point Page 37 Free Essays

Ekstrom frowned. â€Å"So is it conceivable or not?† â€Å"Not on your life,† Norah said straight. â€Å"Totally unthinkable. We will compose a custom exposition test on Duplicity Point Page 37 or on the other hand any comparable point just for you Request Now I would have hit pockets of brackish water ice in my center samples.† â€Å"Core tests are penetrated basically in arbitrary spots, right?† Rachel inquired. â€Å"Is there any possibility the cores’ arrangements, basically by misfortune, could have missed a pocket of ocean ice?† â€Å"I penetrated legitimately down over the shooting star. At that point I penetrated different centers just a couple of yards on either side. You can’t get any closer.† â€Å"Just asking.† â€Å"The point is moot,† Norah said. â€Å"Brine interstices happen just in occasional ice-ice that structures and melts each season. The Milne Ice Shelf is quick ice-ice that structures in the mountains and holds quick until it moves to the calving zone and falls into the ocean. As advantageous as solidified tiny fish would be for clarifying this puzzling little wonder, I can ensure there are no concealed systems of solidified microscopic fish in this glacier.† The gathering fell quiet once more. Regardless of the obvious answer of the solidified tiny fish hypothesis, Rachel’s precise examination of the information would not acknowledge the dismissal. Intuitively, Rachel realized that the nearness of solidified microscopic fish in the ice sheet underneath them was the most straightforward answer for the conundrum. The Law of Parsimony, she thought. Her NRO educators had driven it into her inner mind. At the point when different clarifications exist, the least difficult is normally right. Norah Mangor clearly had a great deal to lose if her ice-center information wasn't right, and Rachel thought about whether possibly Norah had seen the microscopic fish, acknowledged she’d committed an error in guaranteeing the icy mass was strong, and was presently basically attempting to cover her tracks. â€Å"All I know,† Rachel stated, â€Å"is that I just advised the whole White House staff and revealed to them this shooting star was found in a flawless network of ice and had been fixed there, immaculate by outside impact since 1716, when it severed of a well known shooting star called the Jungersol. This reality presently seems, by all accounts, to be in some question.† The NASA chairman was quiet, his demeanor grave. Tolland made a sound as if to speak. â€Å"I need to concur with Rachel. There was saltwater and tiny fish in the pool. Regardless of what the clarification is, that pole is clearly not a shut domain. We can’t state it is.† Corky was looking awkward. â€Å"Um, people, not to seem like the astrophysicist here, however in my field when we commit errors, we’re as a rule off by billions of years. Is this little tiny fish/saltwater misunderstanding actually such significant? That is to say, the flawlessness of the ice encompassing the shooting star not the slightest bit influences the shooting star itself, correct? We despite everything have the fossils. No one is scrutinizing their validness. In the event that it turns out we’ve committed an error with the ice-center information, no one will truly mind. All they’ll care about is that we discovered confirmation of life on another planet.† â€Å"I’m sorry, Dr. Marlinson,† Rachel stated, â€Å"as somebody who examines information professionally, I need to oppose this idea. Any little imperfection in the information NASA presents today around evening time can possibly cast question over the validity of the whole revelation. Counting the legitimacy of the fossils.† Corky’s jaw fell open. â€Å"What would you say you are discussing? Those fossils are irrefutable!† â€Å"I realize that. You realize that. In any case, if the open gets wind that NASA purposely introduced ice-center information that was being referred to, trust me, they will quickly begin thinking about what else NASA lied about.† Norah ventured forward, eyes blazing. â€Å"My ice-center information isn't in question.† She gone to the executive. â€Å"I can demonstrate to you, completely, that there is no saline solution ice caught anyplace in this ice shelf!† The head looked at her a long second. â€Å"How?† Norah sketched out her arrangement. At the point when she was done, Rachel needed to concede, the thought seemed like a sensible one. The director didn't look so sure. â€Å"And the outcomes will be definitive?† â€Å"One hundred percent confirmation,† Norah guaranteed him. â€Å"If there’s one goddamn ounce of solidified saltwater anyplace close to that shooting star shaft, you will see it. Indeed, even a couple of beads will illuminate on my apparatus like Times Square.† The administrator’s forehead wrinkled underneath his military buzz cut. â€Å"There’s very little time. The public interview is in two or three hours.† â€Å"I can return in twenty minutes.† â€Å"How out of sight the ice sheet did you say you need to go?† â€Å"Not far. 200 yards ought to do it.† Ekstrom gestured. â€Å"Are you certain it’s safe?† â€Å"I’ll take flares,† Norah answered. â€Å"And Mike will go with me.† Tolland’s head shot up. â€Å"I will?† â€Å"You sure as hellfire will, Mike! We’ll be fastened. I’d value a solid arrangement of arms out there if the breeze whips up.† â€Å"But-â€Å" â€Å"She’s right,† the head stated, going to Tolland. â€Å"If she goes, she can’t go alone. I’d send a portion of my men with her, yet to be honest, I’d rather hush up about this tiny fish issue until we make sense of if it’s an issue or not.† Tolland gave a hesitant gesture. â€Å"I’d like to go too,† Rachel said. Norah spun like a cobra. â€Å"The hellfire you will.† â€Å"Actually,† the overseer stated, as though a thought had quite recently happened to him, â€Å"I think I’d feel more secure on the off chance that we utilized the standard quad tie design. On the off chance that you go double, and Mike slips, you’ll never hold him. Four individuals are significantly more secure than two.† He stopped looking at Corky. â€Å"That would mean it is possible that you or Dr. Ming.† Ekstrom looked around the habisphere. â€Å"Where is Dr. Ming, anyway?† â€Å"I haven’t seen him in a while,† Tolland said. â€Å"He may be getting a nap.† Ekstrom went to Corky. â€Å"Dr. Marlinson, I can't necessitate that you go out with them, but then â€Å" â€Å"What the hell?† Corky said. â€Å"Seeing as everybody is getting along so well.† â€Å"No!† Norah shouted. â€Å"Four individuals will back us off. Mike and I are going alone.† â€Å"You are not going alone.† The administrator’s tone was conclusive. â€Å"There’s an explanation ties are worked as quads, and we’re going to do this as securely as could be expected under the circumstances. The exact opposite thing I need is a mishap a few hours before the greatest question and answer session in NASA’s history.† 43 Gabrielle Ashe felt a dubious vulnerability as she sat in the substantial demeanor of Marjorie Tench’s office. What could this lady perhaps need with me? Behind the room’s sole work area, Tench reclined in her seat, her hard highlights appearing to emanate joy with Gabrielle’s inconvenience. â€Å"Does the smoke trouble you?† Tench asked, tapping a new cigarette from her pack. â€Å"No,† Gabrielle lied. Tench was at that point illuminating in any case. â€Å"You and your up-and-comer have taken a serious enthusiasm for NASA during this campaign.† â€Å"True,† Gabrielle snapped, putting forth no attempt to shroud her resentment, â€Å"thanks to some inventive support. I’d like an explanation.† Tench gave an honest mope. â€Å"You need to know why I’ve been sending you email feed for your assault on NASA?† â€Å"The data you sent me hurt your President.† â€Å"In the short run, yes.† The unpropitious tone in Tench’s voice made Gabrielle uncomfortable. â€Å"What’s that expected to mean?† â€Å"Relax, Gabrielle. My messages didn’t change things much. Representative Sexton was NASA-slamming some time before I stepped in. I essentially helped him explain his message. Cement his position.† â€Å"Solidify his position?† â€Å"Exactly.† Tench grinned, uncovering recolored teeth. â€Å"Which, I should state, he did adequately this evening on CNN.† Gabrielle reviewed the senator’s response to Tench’s fence-buster inquiry. Truly, I would act to annul NASA. Sexton had gotten himself cornered, however he’d happened of the harsh with a solid drive. It was the correct move. Wasn’t it? From Tench’s satisfied look, Gabrielle detected there was data missing. Step by step instructions to refer to Deception Point Page 37, Essay models

Saturday, August 22, 2020

NIKE Essay Example For Students

NIKE Essay Stylist 1Table of ContentsIntroductionpage 2Historypage 2Total Revenues..page 3Gross Margin.page 3Net Incomepage 4Current Assetspage 4Current Liabilities.page 4Working Capital.pages 4 5Nikes Healthpage 5Common Stock Outstanding.page 5Nikes Sales Health..page 5Nikes Fiscal Yearpage 6Illustrations and Graphspages 7 12Works Citedpage 13Barber 2HistoryNike is most likely the adage notable name in sports athletic clothing. Nike has upheld the most productive names n sports. Michael Jordan, Tiger Woods, and Ken Griffey Jr. are only a couple of the competitors that Nike supports. The companys income continually earns in the billions. The organization keeps on ruling the athletic attire industry. Nike was set up in 1957 by a mentor and a competitor. The two proceeded to set up the best footwear organization on the planet. Bill Bowerman and Phil Knight are the two originators. From 1961 to 1971, Knight got together with a Japanese organization named Tiger. He felt that the organization would end Germanys mastery over the footwear business. At the point when he met with the organization, they asked what organization he spoke to and Knight came up immediately with the name Blue Ribbon Sports. The organization would later become Nike. Blue Ribbons income kept on rising and in 1971, an understudy names Carolyn Davidson structured the Nike Swoosh image for $35. In 1972, Blue Ribbon isolated from Tiger and became Nike. The organization showed up at the name from the Greek Goddess of triumph, Nike. The 2700 representative organization opened up to the world in 1980. From 1981 to 1991, Nike started to support the top competitors in the realm of sports. Nike sought after any semblance of competitors, for example, Carl Lewis and Michael Jordan. Nike Company beat the 107 billion-dollar mark in 1986. The organization built up the Just Do It crusade in 1987. Nike keeps on ruling the footwear class in the United States, yet in addition in Canada, Japan, and Taiwan. Stylist 3Financial Statement AnalyzationNikes monetary history has vacillated continually in the previous five years. In the years 1998 and 2001, Nikes incomes were at its most elevated multi year point. The cost of Nikes basic stock has gone down in the previous five years. It was at its most noteworthy point in 1997 and next most noteworthy in 1999. RevenueThe Chicago Bulls had won their second National Basketball Association title in 1997. Michael Jordan was the best b-ball player at that point and everybody needed to resemble Mike. Jordan was under an agreement with Nike for his Air Jordan tennis shoes. This was incredible for Nike, since it permitted the organization to underwrite off of Jordans achievement. Nikes income for 1997 was $9,186.5 million. This was an expansion of almost 3 billion dollars from 1996. The Chicago Bulls had finished a three peat in 1998. Michael Jordan was still under an agreement with Nike and the organization had the option to underwrite again with the income expanding by $400 million to $9, 553.1 million out of 1998. In 1999, the cost of Nikes regular stock had risen however its complete incomes had fallen almost 1 billion dollars from the earlier year to $8, 7769. Nikes incomes had expanded to $8, 995.1 in 2000 and to $9, 488.8 in 2001. These numbers are for the financial year finished May 31. Net MarginThe net edge proportion is characterized as gross edge (net deals short expense of merchandise sold) separated by net deal. Nikes net edge proportion was 40.1% in 1997. The most elevated it had been in a multi year time span. The proportion had tumbled to 36.5% in 1998. It started to Barber 4increase in 1999 to 37.4%. The gross edge proportion was 39.9% in 2000. About as high as it was in 1997. The gross edge proportion had fallen just .9% in 2001 to 39.0%. .u399079ff927c9e10ae8674541cc65a69 , .u399079ff927c9e10ae8674541cc65a69 .postImageUrl , .u399079ff927c9e10ae8674541cc65a69 .focused content zone { min-tallness: 80px; position: relative; } .u399079ff927c9e10ae8674541cc65a69 , .u399079ff927c9e10ae8674541cc65a69:hover , .u399079ff927c9e10ae8674541cc65a69:visited , .u399079ff927c9e10ae8674541cc65a69:active { border:0!important; } .u399079ff927c9e10ae8674541cc65a69 .clearfix:after { content: ; show: table; clear: both; } .u399079ff927c9e10ae8674541cc65a69 { show: square; progress: foundation shading 250ms; webkit-change: foundation shading 250ms; width: 100%; obscurity: 1; progress: murkiness 250ms; webkit-change: darkness 250ms; foundation shading: #95A5A6; } .u399079ff927c9e10ae8674541cc65a69:active , .u399079ff927c9e10ae8674541cc65a69:hover { haziness: 1; progress: mistiness 250ms; webkit-progress: darkness 250ms; foundation shading: #2C3E50; } .u399079ff927c9e10ae8674541cc65a69 .focused content region { width: 100%; position: relativ e; } .u399079ff927c9e10ae8674541cc65a69 .ctaText { outskirt base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: striking; edge: 0; cushioning: 0; content adornment: underline; } .u399079ff927c9e10ae8674541cc65a69 .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u399079ff927c9e10ae8674541cc65a69 .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; fringe: none; fringe range: 3px; box-shadow: none; text dimension: 14px; textual style weight: intense; line-stature: 26px; moz-fringe span: 3px; content adjust: focus; content enrichment: none; content shadow: none; width: 80px; min-stature: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: outright; right: 0; top: 0; } .u399079ff927c9e10ae8674541cc65a69:hover .ctaButton { foundation shading: #34495E!important; } .u399079ff 927c9e10ae8674541cc65a69 .focused content { show: table; tallness: 80px; cushioning left: 18px; top: 0; } .u399079ff927c9e10ae8674541cc65a69-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u399079ff927c9e10ae8674541cc65a69:after { content: ; show: square; clear: both; } READ: Should the man or lady command the relationship? EssayNet Income1997 was a decent year fro Nike. Almost the entirety of its budgetary numbers were at their most noteworthy multi year point. Nikes total compensation was $795.8 million of every 1997. That was an expansion of $242.6 million from 1996. There was a sensational decline in total compensation in 1998. Nikes total compensation was $399.6 million out of 1998. In 1999, the overall gain expanded $60 million to $451.4 million. The overall gain expanded consistently in 2000 and 2001. The number expanded from $579.1 million out of 200 to $589.7 million out of 2001. Current AssetsNikes current resources were at their most noteworthy multi year point in 2000 and 2001. The absolute resources had expanded about $600 million out of 2000. The sum was $5, 856.9 million. The number had fallen fairly in 2001 to $5, 819.6 million. Current LiabilitiesNike was having generally excellent income numbers in 2000 and in 2001. The numbers that the organization delivered were useful for investors and for the organization. The absolute current liabilities for the organization were moderately little. The risk include was $470.3 million out of 2000 and had diminished to $435.9 in 2001. Working CapitalNikes working capital in 2000 had diminished almost $400 million from the earlier year. The working capital in 2000 was $1, 456.4 million. In 2001, the working Barber 5capital had expanded almost $400 million. This number was more prominent than the sum in 1999. The working capital was $1, 838.6 million out of 2001. Nikes HealthNike is continually going to be an innovator in the athletic attire division. The organization keeps on having the most appealing publicizing and it likewise keeps on drawing in the best athletic customer base in all parts of sports. Nike is as yet viewed as the top organization in the footwear rivalry. The companys numbers are continually expanding. The cost of the stock may fall, however the liabilities and all out salary keeps on rising. This is an explanation that Nike is as yet viewed as probably the most advantageous organization in the athletic business. Normal Common StockNikes exceptional portions of basic stock was at 288.4 million of every 1997. This was an expansion of .8% from 1996. The companys exceptional offers in 1998 were at 288.7 million. The number started to diminish consistently every year after that because of the organization being vigorously exchanged on the securities exchange. The number was 283.3 in 1999. It was at 279.4 in 2000. The number had diminished by 6.1 to 273.3 in 20001. Nikes 2001 Sales HealthNikes deals were extremely engaging in 2001 when contrasted with 2000; the organization expanded its numbers an extraordinary sum in practically all classifications. Its incomes were superior to the earlier years and there was additionally a better yield on value. 2001 was a decent year for Nike Company. The numbers were fundamentally the same as that of 1997 when Nike could have been supposed to be at its pinnacle. Hair stylist 6Nikes Fiscal Year and ConclusionNike Companys monetary year end at May 31 every year. Taking a gander at Nikes budgetary numbers shows that the organization isn't just a top decision in the overall populations eye, yet additionally to numerous financial specialists. Nike is an organization that a financial specialist would discover exceptionally alluring. It is an organization that has high income numbers every year and is set up. When pondering some solution for a Nike stock, Just Do IT. Hair stylist 13Works Cited1.A Coach and an Athlete.www.Yahoo.com2.1997 History. www.Nike.com3.1998 History. www.Nike.com4.1999 History. www.Nike.com5.2000 History. www.Nike.com6.2001 History. www.Nike.com7. Nikes Eleven Year Financial History. www.Nike.com

Friday, August 21, 2020

MPA in Environmental Science and Policy Information Session COLUMBIA UNIVERSITY - SIPA Admissions Blog

MPA in Environmental Science and Policy Information Session COLUMBIA UNIVERSITY - SIPA Admissions Blog Earlier this week I mentioned that SIPA has seven different degree programs.   One of the programs we offer is a one-year MPA in Environmental Science and Policy.   A great way to learn about this program is to attend an information session.   Details of an upcoming session can be found below.   If you have any questions about this program, feel free to contact Audrey Lapiner at ael2130@columbia.edu. MPA in Environmental Science and Policy Information Session Date:   Tuesday, November 10th Speaker: Steve Cohen, Director, MPA Director, MPA Environmental Science and Policy; Executive Director, The Earth Institute, Columbia University Time: 6:00 to 8:00 p.m. Location: Columbia University, Morningside Campus, International Affairs Building, Room 1501 Contact: Audrey Lapiner, ael2130@columbia.edu or call (212) 851-0261 To Register click here. Web Site: http://www.columbia.edu/cu/mpaenvironment

MPA in Environmental Science and Policy Information Session COLUMBIA UNIVERSITY - SIPA Admissions Blog

MPA in Environmental Science and Policy Information Session COLUMBIA UNIVERSITY - SIPA Admissions Blog Earlier this week I mentioned that SIPA has seven different degree programs.   One of the programs we offer is a one-year MPA in Environmental Science and Policy.   A great way to learn about this program is to attend an information session.   Details of an upcoming session can be found below.   If you have any questions about this program, feel free to contact Audrey Lapiner at ael2130@columbia.edu. MPA in Environmental Science and Policy Information Session Date:   Tuesday, November 10th Speaker: Steve Cohen, Director, MPA Director, MPA Environmental Science and Policy; Executive Director, The Earth Institute, Columbia University Time: 6:00 to 8:00 p.m. Location: Columbia University, Morningside Campus, International Affairs Building, Room 1501 Contact: Audrey Lapiner, ael2130@columbia.edu or call (212) 851-0261 To Register click here. Web Site: http://www.columbia.edu/cu/mpaenvironment

Sunday, May 24, 2020

Battle of Salamanca - Peninsular War Battle of Salamanca

Battle of Salamanca - Conflict Date: The Battle of Salamanca was fought July 22, 1812, during the Peninsular War, which was part of the larger Napoleonic Wars (1803-1815). Armies Commanders: British, Spanish, Portuguese Viscount Wellington51,949 men French Marshal Auguste Marmont49,647 men Battle of Salamanca - Background: Pushing into Spain in 1812, British, Portuguese, and Spanish troops under Viscount Wellington were confronted by French forces led by Marshal Auguste Marmont. Though his army was advancing, Wellington grew increasingly concerned as the size of Marmonts command steadily increased. When the French army matched and then became slightly larger than his, Wellington elected to halt the advance and began falling back towards Salamanca. Under pressure from King Joseph Bonaparte to take the offensive, Marmont began moving against Wellingtons right. Crossing the River Tormes, southeast of Salamanca, on July 21, Wellington was resolved not to fight unless under favorable circumstances. Placing some of his troops on a ridge facing east towards the river, the British commander concealed the bulk of his army in the hills to the rear. Moving across the river the same day, Marmont wished to avoid a major battle, but felt compelled to engage the enemy in some way. Early the next morning, Marmont spotted dust clouds behind the British position in the direction of Salamanca. Battle of Salamanca - The French Plan: Misinterpreting this as a sign that Wellington was retreating, Marmont devised a plan calling for the bulk of his army to move south and west to get behind the British on the ridge with the goal of cutting them off. In actuality, the dust cloud was caused by the departure of the British baggage train which had been sent towards Ciudad Rodrigo. Wellingtons army remained in place with its 3rd and 5th Divisions en route from Salamanca. As the day progressed, Wellington shifted his troops into positions facing south, but still concealed from sight by a ridge. Battle of Salamanca - An Unseen Enemy: Pushing forward, some of Marmonts men engaged the British on the ridge near the Chapel of Nostra Seà ±ora de la Peà ±a, while the bulk began the flanking movement. Moving onto a L-shaped ridge, with its angle at a height known as the Greater Arapile, Marmont positioned the divisions of Generals Maximilien Foy and Claude Ferey on the short arm of the ridge, opposite the known British position, and ordered the divisions of Generals Jean Thomià ¨res, Antoine Maucune, Antoine Brenier, and Bertrand Clausel to move along the long arm to get in the enemys rear. Three additional divisions were placed near the Greater Arapile. Marching along the ridge, the French troops were moving parallel to Wellingtons hidden men. Around 2:00 PM, Wellington observed the French movement and saw that they were becoming strung out and had their flanks exposed. Rushing to the right of his line, Wellington met General Edward Pakenhams arriving 3rd Division. Instructing him and Brigadier General Benjamin dUrbans Portuguese cavalry to strike at the head of the French column, Wellington rushed to his center and issued orders for his 4th and 5th Divisions to attack over the ridge with support from the 6th and 7th as well as two Portuguese brigades. Battle of Salamanca - Wellington Strikes: Intercepting Thomià ¨res division, the British attacked and drove back the French, killing the French commander. Down the line, Mancune, seeing British cavalry on the field, formed his division into squares to repel the horsemen. Instead, his men were assaulted by Major General James Leiths 5th Division which shattered the French lines. As Mancunes men fell back, they were attacked by Major General John Le Marchants cavalry brigade. Cutting down the French, they moved on to attack Breniers division. While their initial assault was successful, Le Marchant was killed as they pressed their attack. The French situation continued to worsen as Marmont was wounded during these early attacks and was taken from the field. This was compounded by the loss of Marmonts second-in-command, General Jean Bonnet, a short time later. While the French command was reorganized, Major General Lowry Coles 4th Division along with Portuguese troops attacked the French around the Greater Arapile. Only by massing their artillery were the French able to repel these assaults. Taking command, Clausel attempted to retrieve the situation by ordering one division to reinforce the left, while his division and Bonnets division, along with cavalry support, attacked Coles exposed left flank. Slamming into the British, they drove Coles men back and reached Wellingtons 6th Division. Seeing the danger, Marshal William Beresford shifted the 5th Division and some Portuguese troops to aid in dealing with this threat. Arriving on the scene, they were joined by the 1st and 7th Divisions which Wellington had moved to the 6ths aid. Combined, this force repelled the French assault, forcing the enemy to begin a general retreat. Fereys division attempted to cover the withdrawal but was driven off by the 6th Division. As the French retreated east towards Alba de Tormes, Wellington believed the enemy was trapped as the crossing was supposed to be guarded by Spanish troops. Unknown to the British leader, this garrison had been withdrawn and the French were able to escape. Battle of Salamanca - Aftermath: Wellingtons losses at Salamanca numbered around 4,800 killed and wounded, while the French suffered around 7,000 killed and wounded, as well as 7,000 captured. Having destroyed his principal opposition in Spain, Wellington advanced and captured Madrid on August 6. Though forced to abandon the Spanish capital later in the year as new French forces moved against him, the victory convinced the British government to continue the war in Spain. Additionally, Salamanca dispelled Wellingtons reputation that he only fought defensive battles from positions of strength and showed that he was a gifted offensive commander. Selected Sources British Battles: Battle of SalamancaPeninsular War: Battle of SalamancaNapoleon Guide: Salamanca

Wednesday, May 13, 2020

Religion And The Islamic State Of Iraq And Syria - 1643 Words

Religion is a defining characteristic of most of the world with only 16% of the world having no religious affiliation (Pew Research, 2015). A number of celebrations and holidays come from religion, and are often the reasons a lot of people take off certain days of the years. For example, schools or work offices are sometimes almost or completely shut down for holidays like the Good Friday preceding Easter Sunday or Christmas. Religion is universal and is engrained into most cultures throughout the world. Pilgrimages to Rome or Mecca display this well. Cathedrals and mosques are visited all over the world by tourists every day. However, religion is the reason for much strife throughout the world. Groups like the Ku Klux Klan (KKK), the†¦show more content†¦Long before that, women could not own property. The US progressed swiftly compared to other counties. Women in India could not own property at all until 1937. Even then, women were only granted that right through family inh eritance or their marital status. It is still rare for women to be in possession of land despite the number of acts that have passed over the century. From British colonial rule through postcolonial times and even now, women are still having to express their desire for rights that men have like inheritance and ownership. During colonial times, progress was made by simply the idea of women having rights being expressed. It was seen to conflict with the Hindu beliefs and practices, so most of the time rights for women were only written, not actually implemented. Furthermore, the debates were ongoing and over the years as people persisted, bills like the Age of Consent Act of 1891 and the Hindu Succession Bill of 1956 were passed. The reason for all the opposition of reforming Hindu laws was usually due to how much it interfered with Hindu practices and traditional family values. The more rights women received, the less authenticity was left in the Hindu culture therefore being seen as destructive to the Indian, patriarchal society despite the progress made for women (Williams, 2013). This shows that Hindu itself hinders progress from being made for all people and benefits men more than it does women. Simply put, theShow MoreRelatedReligion And The Islamic State Of Iraq And Syria1729 Words   |  7 Pagescommon topic being debated. There is much debate on whether religion is the cause of the wars we are fighting in this modern day. The most current terrorist group today is ISIS or The Islamic State of Iraq and Syria. They are oppressing and destroying their fellow Syrian’s and Iraqi’s and they are spreading alarm and panic across the world with their violence and destruction. ISIS is a Muslim society, which paints a negative picture on the religion, but they are extremists. ISIS does not speak for theRead MoreIslamic Violence And The Islamic State898 Words   |  4 Pages Islamic State Imagine waking up one morning, walking out of your house, and seeing men with rifles walking up and down the streets of your neighborhood. The armed men directing traffic, checking businesses, telling the women how to dress. It would not be a pleasant morning would it? This is what Syria and Iraq have been experiencing with the Islamic sate taking over the two countries. The armed men telling people what to do, inspecting everything, and controlling all the movement is the least ofRead MoreThe Islamic State And Terrorism985 Words   |  4 Pagesis what Syria and Iraq have been experiencing with the Islamic State taking over the two countries. The armed men telling people what to do, inspecting everything, and controlling all the movement is the least of Syria and Iraq’s problems. The Islamic state has committed various acts of violence in both countries. The Islamic State has to be put to a stop if not by the countries surrounding it, than by the United States before it cau ses more destruction in other places. â€Å"The Islamic state is a transnationalRead MoreThe Islamic State : An Accident Of History1579 Words   |  7 PagesIntroduction: The Islamic State is an accident of history, emerging from multiple political, economic, and social tensions in the Middle East. It has challenged the territorial divisions forced in the region following the fall of the Ottoman Empire by shaping out for itself a large area of territory. But ultimately, its consequence will flow as much from its challenge to settled concepts of government, national sovereignty, and national identity. The Islamic State is most well-known for the violenceRead MoreThe Islamic State Of Iraq And Al Sham1620 Words   |  7 Pagesknow how dangerous these people are becoming. The Islamic State of Iraq and al Sham also known as ISIS, an Al Qaeda affiliation is not only alive but spreading and spreading fast. The group started out in Iraq as the world known Al Qaeda before rebranding themselves. Though both jihadi groups strived to establish an independent Islamic state in the region of Iraq , ISIS believes in a much more brutal regimine. Threating to take ov er both Iraq and Syria, killing and beheading both their own and American/BritishRead MoreThe World Capital Of Terrorism1092 Words   |  5 PagesCRW-3 28.11.16 Terrorism in Iraq Did you know that in 2014 ISIS controlled more than 34,000 square miles in the middle east? ISIS is a terrorist group that is in Iraq. Iraq is the number one country with the most terrorist groups. ISIS is the number one terrorist group in the Iraq. Malala Yousafzai was shot by a terrorist group from Iraq. 4,000 ISIS members are in Iraq alone. Terrorism in Iraq is a big problem. ISIS is the number one terrorist group in all of Iraq. The Global Terrorism Index hasRead MoreThe Rise Of The Islamic State1707 Words   |  7 PagesISIS The rise of the Islamic State in Iraq and Syria (ISIS) or also sometimes known as the Islamic State in Iraq and the Levant (ISIL) is an extremist Islamic militant group that has based themselves from around North Syria to the Central part of Iraq. ISIS is has been run by Abu Bakr al Baghdadi since May 2010 and has terrified people from all around the world with their extreme use of violence to get what they want. The group originally began in 2004 with the name Al Qaeda in Iraq, and then two yearsRead MoreThe Management Of Islamic State Under The Caliphate Rules And Dogma1599 Words   |  7 Pageswith network of different objectives. The ISIL end state in â€Å"golden ring† is the establishment of Islamic State under the Caliphate rules and dogma. The key objectives are to be able to control and defense the territory, with possibility to influence, recruit and indoctrinate the young Muslim foreign fighters from the â€Å"golden ring†. In same time to marginalized the à ¢â‚¬Å"silver ring† and challenge the security and stability in the region around Syria, Iraq and North Africa. Finally, to spread the fear andRead MoreThe Savagery Of The Islamic State1502 Words   |  7 PagesBefore analyzing the savagery of the Islamic State, it is imperative to distinguish their beliefs from those of practical Muslims. ISIS is a Sunni jihadist (extremist) group-their ideology is reminiscent of the old-school views of the Muslim Brotherhood, and many of their principles are the same embraced by Al-Qaeda. In adopting extreme anti-Western interpretations of Islam, its adherents promote religious violence to oust â€Å"infidels† or â€Å"apostates† who threaten ‘their’ faith. Although these â€Å"disciples†Read MoreIran And Its Judicial System1646 Words   |  7 PagesA Better Understanding to Syria and Its Judicial System Introduction As early as 1516, Syria has been known to be ruled under Ottoman Turks Empire for well over several centuries. In 1916 Arabs and British military collaborated together and rebelled against Turkish rules. This allowed independence over the Turks for Arab countries and ending 400 years of supreme political power of the Ottoman Empire. After many years of restructuring Syria economics, social, and political fields, they combined

Wednesday, May 6, 2020

Cultural Wedding Ceremony Comparison Free Essays

Every country has their own way of marrying two people that want to spend the rest of their life together. Each has their own unique ritual of how they go about a wedding ceremony. African and Chinese cultures both have very intriguing ways of how they proceed with their ceremony. We will write a custom essay sample on Cultural Wedding Ceremony Comparison or any similar topic only for you Order Now It is found that there are many differences between the two of these cultures. This is a result of their own independent beliefs and traditions which causes them to go about their own unique ritual, although there are few similarities between the two countries. In the Chinese culture the wedding date is chosen based upon astrological signs and birthdates. Every Chinese ceremony commences on the half an hour which is the belief that will guarantee good fortune for the new couple. The night before wedding day the bride is bathed in citrus-infused water in another belief that it will cleanse her of her evil influences. This is the only way in which the two ceremonies are similar because they both consist of the bride being bathed before the wedding, although which is done in their own individual style. The bride in a Chinese wedding will be seen wearing three different dresses throughout wedding day. These dresses include a traditional white dress, a traditional Chinese bridal dress, and a cocktail dress. Also the groom will be placed through a series Mitchell2 of tests and stunts to prove that he is worthy to claim his future wife. When the bride arrives at the grooms’ home she is always greeted with firecrackers, gongs, and is forced to jump over an iron basin lit with charcoal to represent prosperity and to again cleanse of all evil spirits. The Chinese culture with also uphold their traditional tea ceremony. The bride will serve tea to her parents as a sign of respect. The Chinese wedding ceremony is always filled with symbolism. Their ceremony represents a ladder that the new couple will climb to success. On the other hand the African wedding ceremony is a tradition that stems all the way back to the days of slavery when slaves were not allowed to marry. Their marriage ceremony is a ritual well-known as â€Å"jumping the broom†. This ritual was created to represent the beginning of their new life together. The new couple will jump over a broom at the same time and are pronounced married after they have done so. The broom is often decorated with ribbon and tulle. On wedding day the bridesmaids bathe the bride in hammam before dressing her previous to the ceremony. During a libation ceremony a prayer is said and an elder presents water and liquor as an offering to god and their ancestors for their blessing. Then the groom will ask permission from the brides’ mother to marry her daughter while presenting her father with gifts to symbolize his ability to care. Another tradition is the tasting of the four elements during the ceremony. The four elements consist of lemon for sour, vinegar for bitter, cayenne for hot, and honey for sweet. The four tastes are a symbol of the different moods of married life. Sometimes tribes will mound the couples’ wrists with plaited grass when walking down the aisle, and others just hold hands. Mitchell3 The difference between these two countries with their ceremonies represents their freedom of independent beliefs, which leads to separate traditions. Although, the similarities between the two ceremonies are also intriguing. Both wedding rituals consist of a lot of symbolism. Most of the symbolism that is present for both cultures also represents their beliefs, and every time their beliefs are symbolized is how their cultures are shown to be unique. How to cite Cultural Wedding Ceremony Comparison, Papers

Tuesday, May 5, 2020

Legal Aspect of Westpac Banking Corporation - Myassignmenthelp.Com

Question: Discuss about the Legal Aspect of Westpac Banking Corporation. Answer: Introduction Westpac Banking Corporation is also popularly known as Westpac, is a bank of Australian origin. The headquarters of the bank is located in Westpac Place in Sydney. The bank was established in Sydney in the year 1982. This essay is based on the analysis of the operations of the bank in Australia as well as in the overseas (Westpac.com.au. ,2017). Westpac banking corporation operates in the financial industry of Australia. The areas of operations of the bank are in the consumers as well as the business sector of the country. The consumer branches of the bank serve more than 9 million customers of the country. The bank has a network of 1429 branches, call-centers, 3850 ATMs and many third-party distributors. The business sectors of the banks are responsible for the operations related to the services and sales of small business and medium businesses as well. The agricultural and commercial based operations of the country are also linked to the business related operations of the bank. Westpac banking corporation has a financial management part which is named as BT Financial Group. The Funds Management related operations of the bank includes many other functions like manufacture as well as the distribution of the investment (Westpac.com.au. ,2017). The Westpac Banking Corporation has its global operations in many other countries including UK, China, Honk Kong, Singapore, India and New Zealand. The branches of Westpac in the Pacific are located in Papua New Guinea and Fiji. The major branches of the bank are located in New Zealand after those in Australia. The branches of both Australia and New Zealand offer facilities related to mortgages and credit cards to the customers or the migrants along with the other facilities provided by the banks (Westpac.com.au. ,2017). The total number of employees who are working in the branches of Westpac Banking Corporation is approximately 32,620. The number of employees working in the Australian branches of the bank is around 20,000. The bank has more than 1429 branches all around the world that serves the customers from all the countries. Regulatory frameworks affecting the bank The company applies an approach which is Three Lines of Defence used for the management of risk that can affect the operations of the banks. The management of risk in an effective manner enables the banks to measure the risk profile and to balance the risks that are posed towards the banks. The growth opportunities related to the bank can be optimised and the risks and the potential damages can also be mitigated. The depositors of the banks, the policy holders and the investors can be protected with the help of risk management policies (McNeil, Frey Embrechts, 2015). The adequate controls that are required to guard the risks related to the various operations of the banks are also controlled with the help of risk management. The obligations of the banks related to regulations can be met with the help these techniques. The Board of the banks holds the responsibility related to the reviewing and recommendation of the various strategies that are related to the banking operations (Li Zou , 2014). There are many different types of material risks that are related to the management and the operations of Westpac Banking Corporation. The different types of risk are as discussed further. The credit risk which is related to the financial loss of the banks when the customers fail to fulfil their financial obligations that were made to the banks (DeAngeloStulz, 2015). Another type of risk is the liquidity risk which is related to the risk where the groups are not able to provide funds required for the assets and fulfill their obligations as well. The market risk related to the banks has an adverse impact on the earnings of the bank that are related to the changes that occur in the market. The changes occurring in the market are related to exchange rates, the interest rates, the equity prices and the prices of the commodities as well. The other type of risk is the conduct risk which is related to the situation where the products or the services of the bank results in unfair or unsuitab le outcomes that can affect the stakeholders of the banks in a negative manner (Daghouri, MansouriQbadou, 2017). The operational risk is that type of risk which is a result of the loss from the failure of inadequacy of the internal processes of the bank, the employees of the bank or any type of external events as well. The compliance risk is also a type of risk which is related to legal or any type of regulatory sanction of the reputational or financial losses that arise from the failure of the obligations of the bank. The business risk of the bank is related to the vulnerability of the business with respect to the changes in that have occurred in the environment. The other type of risk associated with banks is the sustainability risk which results to the financial and reputational loss of the banks due to the failure that they have faced (Lodhia, 2015). The equity risk occurs in the banks as a result of the potential of losses related to the finances of the banks that occur due to the changes in the equity values. The risk related to equity can be indirect, direct or contingent. The risk related to the insurance entities of the banks and the expected costs related to the insurance events is also managed with the help of risk management. The risk that is related to the loss of the reputation of the bank which results in the loss of confidence of the stakeholders is also managed by the risk management strategies of the banks. The Board of the Westpac Bank has the responsibility to approve the Westpac Group Risk Management Strategy and the Westpac Group Risk Appetite Statement who can formulate the risk management strategies (BuchGoldberg, 2015). The effectiveness of the ways by which risk is managed by these groups is monitored by the Westpac Board. The control mechanisms that are used in the internal operations of the bank and the ways by which the mechanisms are implemented are also monitored by the Board (Langfield Pagano, 2016). There are different treaties, conventions or agreements that have huge impact on the different products as well as services that has been provided by Westpac Banking Corporation that is providing in Australia. Treaties are defined as the number of names such as international conventions, covenants, agreements as well as different constitutions for Westpac Banking Corporation. A treaty is formal element in agreement between different nations. Westpac Banking Corporation has to properly analyze the different issues faced by them regarding the different kind of services and the products that are delivered by them. The treaties can be bilateral or multilateral in nature that has huge effect on the different aspects as well. In order to properly tackle the different global conspiracy, Westpac Banking Corporation has to properly enter into different treaties that can be between Australia as well as New Zealand along with different other states (Hoffman et al., 2015). The Westpac Bank in Australia as well as in other locations has no power to impose proper obligations related to treaty in other states. The treaty that has huge effect on the different products as well as services such as savings or fixed deposit facilities that is essential for adoption or entry into force. There are two kinds of treaties that are contractual treaties as well as law making treaties. The multinational treaties has to be properly followed by different countries such as United Nations as this is a proper instrument that can be utilized in order to solve such issues relating to the conventional treaties followed by them. The Vienna conventional on the law of the treaties help in analyzing the different kinds of international agreements that are required in bank and this will help in understanding the relations with one another in the different nations. It is also claimed that the conventions that has to be properly followed by the different companies as this will help in binding upon proper ratification (Werle Jessberger, 2014). According to Werle Jessberger, (2014), law making treaties are the ones that will set new rule in the international law. The treaties involve law of treaty relating to sea as well as chemical weapons convention too. On the other hand, conventional treaties involve treaties that are made regarding import or export of goods or services in Westpac Banking Corporation. Proper contractual treaties have huge impact on the goods as well as services provided by Westpac Banking Corporation. However, if Westpac do not follow different treaties there is no such binding that the respective company has to properly follow the guidelines relating to the treaties. Westpac Banking Corporation is following general treaties as this has huge impact on the goods as well as services provided by them to the different individuals in the countries (Langford, 2013). Proper ascertainments has to be made by the respective bank as this will help in understanding the issues relating to the breaking of the treaties and this will emphasize more on the different requirements of the conventions in banks (Von Glahn Taulbee, 2015). There are different banks that have huge role in providing different essential services to the individuals in the organization (Merrills, 2017). This will help in analyzing the importance of the unilateral treaty that is a formal kind of declaration by the respective countries as well as state wherein the consenting is not bound in order to be followed by the different recipients. The treaties has huge impact on the different political issues that is affecting the entire state and this is essential as treaties are getting more effective in the modern days and this will help in generating and gaining more implementation of the international law as well (Koskenniemi, 2014). There are different effects of the conventions or treaties in the Westpac Banking Corporation that is headquartered in Sydney, Australia (Sornarajah, 2017). Proper convention is essential in nature as this will help in understanding the different issues that is related to the export or import of goods and services. It is mandatory in nature to properly follow different rules as well as regulations in the different countries wherein there is proper presence of the Westpac Banking Corporation (Conrad Ritter, 2013). In such situation, the countries wherein the treaties are followed by the different institutions, it is mandatory for the country to follow as well as adhere to the different treaties conditions as well. The main role of the treaty is to properly emphasize on the role of the different conventions that is related to the export as well as import of goods as well as services. Conclusion Therefore, it can be concluded that proper treaties has to be followed by Westpac Banking Corporation as this will help in analyzing the different rules and regulations that is followed by them. The different treaties such as conventional as well as law making treaties is essential in nature to be followed as this will help in maintaining proper as well as peaceful environment. There can be different situations wherein the treaties may not be followed by the bank wherein negotiations has to be made easier in nature and this will help in following the treaties as this has huge positive impact on the banks in different countries as well. It has been seen that the treaties have huge impact on the political factors in the respective countries and this will have huge as well as powerful state that will break the international law. The proper principle of the cultural diversity is adopted by the respective bank in Australia as well as in New Zealand as this will help them in proper protection of the goods as well as services provided by them in other countries as well as to the individuals. The main purpose of the convention or the agreements in Westpac Banking Corporation is to adopt cultural diversity and this will help in gaining more competitive advantage in the entire country as well. Proper cultural measures as well as policies has to be ascertained by the Westpac Banking Corporation in Australia as the main headquarter is situated there and this will have huge impact on the export and import of goods as well as services. References Buch, C. M., Goldberg, L. S. (2015). International banking and liquidity risk transmission: Lessons from across countries.IMF Economic Review,63(3), 377-410. Conrad, C. R., Ritter, E. H. (2013). Treaties, tenure, and torture: The conflicting domestic effects of international law.The Journal of Politics,75(2), 397-409. Daghouri, A., Mansouri, K., Qbadou, M. (2017, April). Towards a decision support system, based on the systemic and multi-agent approaches for organizational performance evaluation of a risk management unit: Banks case. In2017 Intelligent Systems and Computer Vision (ISCV)(pp. 1-8). IEEE. DeAngelo, H., Stulz, R. M. (2015). Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks.Journal of Financial Economics,116(2), 219-236. Hoffman, S. J., Outterson, K., Rttingen, J. A., Cars, O., Clift, C., Rizvi, Z., ... Zorzet, A. (2015). An international legal framework to address antimicrobial resistance.Bulletin of the World Health Organization,93(2), 66-66. Koskenniemi, M. (2014). Fragmentation of international law: difficulties arising from the diversification and expansion of international law: Report of the study group of the international law commission. Langfield, S., Pagano, M. (2016). Bank bias in Europe: effects on systemic risk and growth.Economic Policy,31(85), 51-106. Langford, M. (Ed.). (2013).Global justice, state duties: the extraterritorial scope of economic, social, and cultural rights in international law. Cambridge University Press. Li, F., Zou, Y. (2014). The Impact of Credit Risk Management on Profitability of Commercial Banks.Umea School of Business and Economic. Lodhia, S. (2015). Exploring the transition to integrated reporting through a practice lens: An Australian customer owned bank perspective.Journal of Business Ethics,129(3), 585-598. McNeil, A. J., Frey, R., Embrechts, P. (2015).Quantitative risk management: Concepts, techniques and tools. Princeton university press. Merrills, J. G. (2017).International dispute settlement. Cambridge university press. Sornarajah, M. (2017).The international law on foreign investment. Cambridge university press. Von Glahn, G., Taulbee, J. L. (2015).Law among nations: an introduction to public international law. Routledge. Werle, G., Jessberger, F. (2014).Principles of international criminal law. OUP Oxford. Westpac.com.au. (2017).Risk management | Westpac.Westpac.com.au. Retrieved 15 December 2017, from https://www.westpac.com.au/about-westpac/westpac-group/corporate-governance/risk-management/

Thursday, April 2, 2020

Colonists Essays (247 words) - Coast, Coastal Geography,

Colonists How would our country have been different if the colonists had landed on the Pacific Coast instead of the Atlantic? The country might have been less developed in the area of the United States, and the nations capital might have been in California or some other state on the West coast of the United States. What might have been some changes if it would have been on the West coast? The Nations Capital could have possibly been in California or in another West coast state, and it might have not been called Washington D.C.. The states might have had different names and locations. Less developed East Coast could have possibly been a change. The Civil War might have taken place in Colorado, Wyoming, Utah, Nevada, Arizona, And California. The East Coast might have been the youngest area of the United States. Different people might have settled here. Japan or Russia could have settled here and we might all be speaking Russian or Japanese. The United States might have not been called the United States but it might be called something else. If the Colonists have settled on the West Coast the United States would have been different in many ways. Other people might have established the United States and we might not have been called Americans. We are lucky that the Colonists settled on the East coast and not the West or the United States might have been different in a lot of ways. History Essays

Sunday, March 8, 2020

Pell Grant Limits How Much Can You Get in Your Lifetime

Pell Grant Limits How Much Can You Get in Your Lifetime SAT / ACT Prep Online Guides and Tips Federal Pell Grants are great resources for students who could use more help paying for school. Like all good things, though, there are some restrictions and rules around how you can use a Pell Grant. In this post, I'll explain: Exactly how much you can get from your Pell Grant Eligibility restrictions Limits on how you can use Pell Grant money Financial Limits: What's the Most You Can Get? As you may have expected, there is a maximum annual Pell Grant award amount ("What is the Pell Grant Amount? What is the Maximum Award?"). For the 2015-2016 academic year, the most you could receive if you're a full-time student is $5775.What you might not have expected is that there is also a minimum Pell Grant award amount: again for the 2015-2016 academic year, the least you could receive if you're awarded the grant is $600. In addition to annual maximum and minimum award amount,there's also a lifetime award maximum. Every year that you apply for the Pell Grant via the FAFSA(see "How to Submit a Pell Grant Application,"coming soon), you'll be eligible for a particular amount of money. Your lifetime maximum is equal to600% of your yearly eligibility, or about 6 years' worth of grant funding. Let's go over some examples to further explain what I mean: Student A Applies for the Pell Grant for her freshman year, and is eligible to receive$5,000 in funding. She only attends school in the fall semester, though, so she only has to pay for half a year of school. As a result, she only gets $2,500, or 50%, of the annual grant money that she was eligible for. Student A can apply for the Pell Grant the next year, and she still has 550% of her lifetime max (600%) available to her. Student B Wasn't eligible for the Pell Grant his freshman, sophomore, or junior year. His family's financial situation changes his senior year when he applies for the grant, and he is glad to find out he's eligible for $1,000 in funding. All of that money goes towards paying his tuition. Student B used 100% of the annual grant money that he was eligible for, so he has 500% of his lifetime max (600%) available to him. Student B graduates at the end of his senior year; even though he didn't meet his lifetime max, he's not eligible for the Pell Grant anymore because he received his bachelor's degree. You might have noticed that this lifetime limit seems a little high. If you go to school for your bachelor's degree, it should only take you 4 years, or 400% of your lifetimemax; unless there are special circumstances that prevent you from graduating within 4 years, you likelywon't have to worry about this lifetimelimit. The more you know about financial aid, the more you can talk yourself out of feeling like this. Eligibility Restrictions Along with the financial limits above, there are also eligibility restrictions that can disqualify you from getting a Pell Grant. I've broken this section up into two main parts: family financial eligibility, and student eligibility. What about family income limits for Pell Grant eligibility? So there are family financial limits for eligibility, but they're a bit more complicated than an arbitrary income cutoff. Eligibility limits for the Pell Grant are based on your family's Expected Family Contribution (EFC).Your EFC is generated when you submit your FAFSA ("How to Submit a Pell Grant Application," coming soon). If you want to estimate your EFC before you go through all the trouble of submitting your FAFSA, you can get more information here ("What is the Pell Grant Amount? What is the Maximum Award?" coming soon). If your EFC is at or below $5081 for the 2015-2016 academic year, you will bewithin the family income limits for the Pell Grant. If you meet all the other eligibility requirements, you will receive some grant money (so, between $600-$5775). By using your EFC, you can estimate about how much Pell Grant money you may be eligible for ("Pell Grant Calculator" coming soon). Are there restrictions on what type of student can get the Pell Grant? The short answer is: yes. You can read more about eligibility criteria for the Pell Grant here ("Pell Grant Eligibility and Requirements: Do you qualify?" coming soon). In a nutshell, the Pell Grant is meant primarily for low-income students who have a high school diploma or GED, but don't have a post-secondary degree (so, a bachelor's or vocational degree). If you don't demonstrate enough financial need, or if you already have a post-secondary degree, you likely won't qualify. There is no age limit to receive the Pell Grant. It's open to people who need help funding their education at any age. Limits to using your Pell Grant money There are two logistical parameters you should be aware of if you would like to apply for a Pell Grant: there are restrictions on where and how you can spend your Pell Grant money. Where You Spend Your Pell Grant When you apply to colleges or to vocational programs, make sure they participate in the Pell Grant program. The good news is that most legitimate colleges participate; if you want to confirm, simply call the financial aid office. How to Spend Your Pell Grant In many cases,the grant money won't even be paid directly to you; it will go straight to your school. Your school will then apply the grant money to charges on your account (e.g.tuition, room, and board charges). There may be differences in how schools process federal financial aid, though, so you can contact your financial aid office if you have further questions. In some circumstances, there may be leftover grant money after your schoolpays itself. If there is leftover money, it will be passed on to you in the form of a refund. There are restrictions on how you can use this refund money.It's meant to cover school-related expenses, including: Books Lab supplies Transportation expenses (including gas or a bus pass, but NOT includinga car) Even food! These usage restrictions are pretty serious because the Pell Grant is a federally funded program. Even though it may be tempting to use refund money for, shall we say, more fun activities, be careful about using it for legitimate expenses. Perfectly sharpened colored pencils definitely count as legitimate school supplies. One Final Note About Pell Grant Limits ... If you're awarded the Pell Grant, it's super important that you stay on top of maintaining your academic performance in college. If your academic performance is deemed "unsatisfactory" (e.g. if you are failing out of your classes), you may lose eligibility for any type of federal aid, including the Pell Grant. If you're concerned that your grades are slipping and you may lose eligibility, the best thing to do is to set up a meeting with a school administrator, like your dean. What's next? The Pell Grant isn't the only source of financial aid for aspiring college grads. If you get awesome SAT scores, you could also get awesome scholarship money. Too late to bring up your SAT scores? No problem! By doing well in school, you could help yourself pay your way through. It's a win-win! Want to improve your SAT score by 160 points or your ACT score by 4 points? We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Thursday, February 20, 2020

Al Ain Distribution Company Essay Example | Topics and Well Written Essays - 3000 words

Al Ain Distribution Company - Essay Example This is under the Law 2 of 1998 on 1 January 1999 with its Head Office at Al Ain. This company is a completely owned subordinate of Abu Dhabi Water and Electricity Authority with a fully paid investment of AED Billion 1,530,000,000 (Al-Ain Distribution Company, 2012). It is the sole distributor of Water and electricity in the Eastern Area of the Emirate of Abu Dhabi (Al Ain City and adjacent countryside areas). This includes the ownership, maintenance, and operation of the electricity and water  distribution, network properties, meter reading, and facilities for the supply of water and electricity. The number AADC employees at the end of 2008 financial year were around more than 1900. The Company provides services the population in the East Region of Abu Dhabi (Al Ain Region), which is currently approaching half a million people. The company has established a documented Integrated Management System, which includes an IMS Policy statement, IMS procedures, IMS Management Manual, IMS Objectives, Operating Procedures, Flow Charts, Process Maps, and IMS Records. ADDC operates in the Eastern Region only, whereas Abu Dhabi Water and Electricity Company (ADWEC) provide water and power distribution services in Abu Dhabi and its suburbs to approximately 216,000 customers (Abu Dhabi Water and Distribution Company, 2012). ... The company’s responsibility is to consistent, steady, and safely distribute water, electricity from Transco’s termination points to residential, commercial, agricultural, and government consumers in the Al Ain Region. The company executes the following to meet their responsibilities: Maintenance and distribution of the network of distribution assets. Secondly, the company carries out testing of water quality through its laboratory services. Lastly, the customer interfaces including billing, call center operation and revenue collection. The company uses a low cost strategy. The reason being it provides social very important social needs and, therefore all people in the region should be able to access their services. The evidence of their low cost strategy is through the low cost payments that the inhabitants make of only AED 50 (Dirham) for meter checkup fees (Abu Dhabi Water and Distribution Company, 2012). There are no addition fees the required to be paid. There are no clear employee productivity and measurement mechanisms in this company apart from the career development program. This program is offered to fresh graduates for training so that they can work in that company. Employee productivity is a very crucial aspect in terms of the achievement of company goals and objectives. One of the ways of employee productivity measurement is through the establishment of a baseline. A baseline is a standard used for measuring performance of an entity according to set goals and objectives (PM Hut, 2008). 3. FORECASTING According to the Al Ain Distribution Company, the procedures are outlined as follows. The Users connected to the Water Distribution System

Tuesday, February 4, 2020

ARTEMIS DESIGNER JEWELLERY AND GIFTS ASPIRATION TO BE FULLY ONLINE Essay

ARTEMIS DESIGNER JEWELLERY AND GIFTS ASPIRATION TO BE FULLY ONLINE - Essay Example The business is family-owned and it is run by a mother and daughter team named Catherine Amesbury and Carrie Mullan. Artemis has a supply of various collections of gifts and jewellery for various occasions. Products available in the shop range from fashion handbags to hand crafted pottery to decorative lights to small token gifts to decorations and stylized soaps. Other supplies available in the business are silver jewellery, which customers choose and can customize to meet their taste. Also known as, the home of Catherine Amesbury Contemporary Jewellery, the business is a mixed model of both the traditional form of business and e-commerce. This means that the customer can either visit the shop physically or access the services of the business online. The customer can browse, request for modifications and buy products through an internet-enabled system on their website or visit their physical store and ask for the same services. Advantages of E-commerce over Traditional Business An E -commerce form of business can offer numerous advantages both to a business and to its customers1. The first advantage is that the costs involved in opening and running a fully online business are lower than the costs involved in starting and managing a traditional business. ... According to Goel (2012), one can sell his/her products at any time of the day with a single click of the mouse. As a result, more customers are likely to visit the website and make their purchases at the convenience of their time without having time constraint2. The other advantage of an online business over a traditional business is that the enterprise will command a larger market share because of being able to have a worldwide market. As Goel (2012) asserts, because of the internet, a business will have global visibility, which makes it network with other businesses and consumers of their products. This will increase its market share, in addition to augmented economies of scale3. A larger market share will mean more sales hence more profits to a business compared to the ones realized in a traditional business set up. According to Botha, Bothma, and Geldenhuys (2004), an online business is not limited by geographic barriers, which characterize brick and mortar businesses. Customers from any part of the world can access the products that a business has unlike in traditional businesses where only the customers at a given geographical zone can access it. Therefore, customers from all over the world will be able to see the company’s products increasing the customer base of the business. This will increase the overall sales made by the enterprise leading to larger profits. All that a customer needs to do is to search for companies that have a given product, and with proper use of Search Engine Optimization, the business will have many visitors adding unto the list of potential buyers from across the globe4. The cost and time used to process orders is significantly reduced with e-commerce because manual

Monday, January 27, 2020

Promotional Mix Of Tata Docomo

Promotional Mix Of Tata Docomo Tata DOCOMO is Tata Teleservices Limiteds (TTSL) telecom service on the GSM platform-arising out of the Tata Groups strategic alliance with Japanese telecom major NTT DOCOMO in November 2008. Tokyo-based NTT DOCOMO is one of the worlds leading mobile operators-in the Japanese market, the company is clearly the preferred mobile phone service provider in Japan with a 50 per cent market share. NTT DOCOMO has played a major role in the evolution of mobile telecommunications through its development of cutting-edge technologies and services. Over the years, technologists at DOCOMO have defined industry benchmarks like 3G technology, as also products and services like the i-modeTM, mobile payment and a plethora of lifestyle-enhancing applications. Today, while most of the rest of the industry is only beginning to talk of LTE technology and its possible applications, DOCOMO has already started conducting LTE trials in physical geographies, not just inside laboratories! . Despite being a late entrant, Tata Indicom, TTSLs CDMA brand, has already established its presence and is the fastest-growing pan-India operator. Incorporated in 1996, Tata Teleservices Limited is the pioneer of the CDMA 1x technology platform in India. Today, Tata Teleservices Limited, along with Tata Teleservices (Maharashtra) Ltd, serves over 37 million customers in more than 320,000 towns and villages across the country offering a wide range of telephony services including Mobile Services, Wireless Desktop Phones, Public Booth Telephony and Wire-line Services. Promotional Mix Strategies Adopted by TATA DOCOMO ltd. As a telecom service provider company DOCOMO core product is its SIM card and services. It adopts many sales promotional mix tools to capture the market. The main tools which, company has adopted to promote sales are: Advertising Sales promotion and CSR Events and experiences Public relations and publicity Direct marketing ADVERTISING As a medium of exchange TATA DOCOMO has adopted many campaigns to hit the market. The campaign, which will run through the festive season, aims to stand out with two key selling points: one, its tagline Do the New; and two, its differentiated tariff plans. Do the new is a concept that prompts every citizen to do something new, even if its a small thing. It appointed Pooja Chopra (Femina Miss India World 2009) and Krushnaa Patil (the youngest girl to conquer Mount Everest) as brand ambassadors. For Tata DoCoMo, doing the new has also meant charging the user per second, and not per minute. The basic tariff is one paisa per second for both local and STD calls, a deviation from the industry practice of a 60-second billing. The company claims that this plan, termed as pay as you use, is gaining popularity in the market. If life changes in seconds why to pay for minutesà ¢Ã¢â€š ¬Ã‚ ¦. : It not only focuses on television advertising but, also in print media. Often, its advertisement can be seen in any reputed news papers. For advertisement it has done many campaigns, some of those are: DO THE NEW DOCOMOS SONG Its time for you to DO the New every time you make a call with Tata DOCOMO My Song The track has four layers, making it easier for the brand to use any part, as the communication demands. The first part is the repeated do do do bit; the second is the repeated do-do, mo-mo bit; the third part is when Docomo is recited in a cuckoo clock manner; and finally the high-pitched voice taking the tune to a higher note. . The logo of Docomo dance, walk , sit, stand and does all super cute actions to form different patterns which is very much impressive.. Tata Docomos 3G PLAN Its tag line is Why walk with the old when you can fly with the new Small Screen Plans Enjoy Flexible Plans and More with Tata DOCOMO Small Screen 3G Plans. MRP (Rs.) Local + National + Roaming (Mins) Data Validity (Days) 350 500 150 MB 30 500 750 250 MB 30 750 1250 500 MB 30 1000 2000 1 GB 30 2000 5000 2 GB 30 Bonus Offer on Small Screen Plans : Additional 100 MB data with every recharge till Special Tariff Vouchers If you want to try out first and experience 3G or if you want to Top Up additionally to the Combo Plans. MRP (Rs.) Data Validity (Days) 90 100 MB 10 201 200 MB 30 501 650 MB 30 SALES PROMOTION Special tariff voucher: DOCOMO offers many special tariff voucher such as: night plan,, 1paisa plan, lifetime plan,GPRS,1p/6sec plan,etc to promote sales Discounts and free gifts: Its plan to sell DOCOMO sim card free or with minimum charges to promote sales is very popular among youth. It provides free sim card or minimum charges with the talk value of 50 rupees or more. Value added Services: TATA DOCOMO do partnership with Gemalto, the world leader in digital security. Gemaltos offering will help further liberate customers from remembering complicated codes and configuring services each time a user changes his mobile handset. With services located on the SIM, the user can easily browse through his service menu and launch the service on his handset with a simple click. TATA DOCOMO subscribers benefit from innovative services including mobile banking, mobile chatting and information on demand, through a user-friendly interface. They can also customize their mobile phone with wallpapers and ringtones, and enjoy games and infotainment. Users are offered to choose between Hindi and English when activating the service DOCOMO provides many VAS to its customers to update them and give them valuable information like stock market information, weather, news and many others. TATA DOCOMO Unveils New Offers For MNP Tata docomo provides Mobile Number Portability by which, you can shift to another operator of your choice without changing your old number . Tata Docomo tie with many mobile companies to promote sales Samsung Galaxy is a cutting edge Smartphone, featuring a 3.2 AMOLE full touch screen and 7.2 Mbps HSDPA and Wi Fi connectivity, providing users access to Googleà ¢Ã¢â‚¬Å¾Ã‚ ¢ Mobile services and full Web browsing at excellent speeds. Tata DOCOMO Combo offer gives customer at a discount price with 6 month postpaid subscription free Events and experience Mirchi Activation and TATA Docomo present Talent Ekdum Loaded Radio Mirchi along with TATA Docomo organised the unique talent hunt contest titled Talent Ekdum Loaded that culminated with a grand finale on October 12 at Oberoi Mall in Mumbai. The contest was held in 36 colleges and eight malls across the six cities of Mumbai, Pune, Aurangabad, Kolhapur, Nashik and Nagpur. The event was managed by Mirchi Activation. The main objective of the event was to provide a platform for the youth to showcase their talent Tata DOCOMO introduces customer outreach service Live Chat TATA DOCOMO has introduced a unique customer outreach service-Live Chat. The Live Chat service is a first-of-its-kind endeavor in the Indian telecom industry, aimed at ensuring prompt customer service as a key differentiator for Tata DOCOMO. The service will take care of all post-paid and prepaid queries, requests and complaints through the Live Chat option. Tata DOCOMO sponsors Mumbais Twitter festival Mumbai Twestival is an event where tweeps (people who tweet) from Mumbai and around can get together to celebrate the festival and support a local charity organisation which is selected by the tweeples. The noble cause for which the Mumbai Twestival is held is: Help a Child, where the tweeples will aim to provide scholarships to meritorious students who cannot afford the increasing cost of education. The aim is to provide the charity a platform on Twitter to spread awareness and raise funds for the cause. TATA DOCOMO sponser ODI T20 CELEBRITIES ENDORSEMENT AALU ARJUN @ TATA DOCOMO: Allu Arjun came to the Tata Docomo Store at Madhapur to give away prizes to a contest in association with Vedam. Allu Arjun gave the winners a music CD of Vedam signed by him SOHA ALI KHAN @ TATA DOCOMO STORE RANVIJAY AND POOJA CHOPRA @ DOCOMO STORE Tata DOCOMO organized more events Public relation and publicity DOCOMO maitaining their interactions with customers through social media like twitter, orkut , facebook, my space,youtube,HI5,etc Beyond the day to day and one-on-one interactions with our fans and followers, Tata DOCOMO has also launched consumer engagement programs with a heavy social media angle. This has helped us build repeat engagement points with a large number of our fans. Response from customer QUES 2: Which promotional methods must company emphasize and why ANS 2 The company must emphasize on sales promotion because there are some flaws I found in promotional strategies: RETAILER SIDE: Retailers are emphasizing on selling multi brands products. Few retailers are focusing on only one brands who provide them rewards and incentives. Lack of awareness about postpaid. CUSTOMER SIDE: Maximum no of inactive customer Some customers are loyal towards one brand Customers prefer company outlay because of attractive gift Few customers are not getting proper service COMPANY SIDE: Network problem and minimum coverage 80% customer are using prepaid plan whereas 20% are using postpaid because they are not aware of postpaid tariff plan QUES 3: Suggestion on more effective alternative promotion method company can use. ANS 3 RECOMENDATION Company should make it compulsory that a separate strategies adopted to increase postpaid sales Company can reduce the call rate with in the same network night calling. Some special gift should be there for retailer to attract them for push the customer, gift for customer also. A formal meeting for the retailers to make them understand inwhich way they can earn money (monthly basis like salary). Tariff plan should be start from low rental like 50, 99 and 199 as other company offers. Unlimited CUG facility can generate more corporate customer. A separate team should be there for supervising this channel Increase network coverage: Few of customers not satisfy with net work coverage. If Tata increase more towers more customers are satisfy Increase download speed of internet: the download speed of Tata Docomo is very slow. If it increases speed of download it may increase the brand image . Concentrate on SMS tariff: No difference from the competitors SMS tariff if it made slight changes it will attract more customers Avoid black marketing of Sims by dealers: due to doing black marketing the brand image decreases More customer service centers are requiring: More customer service centers are require meeting the desires of customers.

Sunday, January 19, 2020

The Character of Blanche DuBois in Tennessee Williams A Streetcar Named Desire :: A Streetcar Named Desire Essays

The Character of Blanche in A Streetcar Named Desire  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Blanche, Stella's older sister, until recently a high school English teacher in Laurel, Mississippi. She arrives in New Orleans a loquacious, witty, arrogant, fragile, and ultimately crumbling figure. Blanche once was married to and passionately in love with a tortured young man. He killed himself after she discovered his homosexuality, and she has suffered from guilt and regret ever since. Blanche watched parents and relatives, all the old guard, die off, and then had to endure foreclosure on the family estate. Cracking under the strain, or perhaps yielding to urges so long suppressed that they now could no longer be contained, Blanche engages in a series of sexual escapades that trigger an expulsion from her community. In New Orleans she puts on the airs of a woman who has never known indignity, but Stanley sees through her. Her past catches up with her and destroys her relationship with Mitch. Stanley, as she fears he might, destroys what's left of her. At the end of the play she is led away to an insane asylum. This is indeed the story of what happened to Blanche in the play but what flaws in her own character were to blame for her subsequent tragedy. Blanche is by far the most complex character of the play. An intelligent and sensitive woman who values literature and the creativity of the human imagination, she is also emotionally traumatised and repressed. This gives license for her own imagination to become a haven for her pain. One senses that Blanches own view of her real self as opposed to her ideal self has been increasingly blurred over the years until it is sometimes difficult for her to tell the difference. It is a challenge to find the key to Blanche's melancholy but perhaps the roots of her trauma lie in her early marriage. She was haunted by her inability to help or understand her young, troubled husband and that she has tortured herself for it ever since. Her drive to lose herself in the "kindness of strangers" might also be understood from th is period in that her sense of confidence in her own feminine attraction was shaken by the knowledge of her husband's homosexuality and she is driven to use her sexual charms to attract men over and over. Yet, beneath all this, there is a desire to find a companion, to find fulfilment in love.

Saturday, January 11, 2020

Reflection on Training

I have enjoyed the support I have received from the home manager and my colleagues, in improving my competence at work and my personal and professional development. Keeping on top of my personal development has been by taking responsibility for my own actions I keep track of my training needs and look out for opportunities to attend additional training. I am aware that a lot of things keep changing in health and social care therefore I make it my responsibility to access up to date information via the internet, media and also from colleagues I try as much as possible to make myself available for in-house training sessions. My personal and professional development is also updated while learning from good role models like senior workers or whenever I am free to work along with other workers from outside organisations i. e. nurses, social workers and doctors. Accessing all the support I can get from working at Saffron House has been a great help. I attend regular supervisions sessions and an annual appraisal; this has formed my professional development and allowed me to be where I am today. Accompanying material: KFC Training Program My manager and I myself both agree on the most suitable training to enhance my training. I can tell from my relationship with the individuals that I care for that they are satisfied with the level of care they receive from me I receive feedback from them when I have done something so little but to them it’s huge I do quite often receive positive comments from families which is a huge boost because it means I’m doing my duty right. I do receive supervision sessions every 3 months which is a time to get feedback from my manager of my work whether it’s satisfactory or not it gives me insight of areas of my job that may need improving and development. When I was employed by Saffron House I attended a 3 day induction programmes in which I was given a certificate of attendance shortly after this training I was given a development plan which my manager gave me a list of all the mandatory training that was essential to my role as care worker and which will be on-going throughout my time working as a carer. During the first 3 months I was on probationary period which gave my manager and co-workers time to see if i were competent to be a care worker and able to give the individuals what is essential. After my 3 months had lapsed I was given feedback on my competence, weaknesses strengths and expectations that were critical to my job role with constant supervisions it gave me the ability to eflect on situations that may have occurred where next time you could handle the situation slightly better or with no improvement to be made Now I am coming to the end of my level 3 I feel I have gained so much more knowledge not only from answering the questions but also the research that it does require I have thoroughly enjoyed doing my level 3 even if at times my head was completely baffled I will continue to move on and up and take all I have learnt with me and maybe in time if the opportunity arises add some more units to my 3.

Friday, January 3, 2020

Lesson 29 Creative Writing Short Story - 1828 Words

Lesson 29 Creative Writing: Short Story â€Å"Dream Chasers† â€Å"All I can recall from June 7, 2008, is waking up and heading down stairs. My father, Randall Watts, was sitting at the table wearing his favorite tie along with the suit he had since he was 39,† I explain to the detective sitting across from me. â€Å"Can you describe that tie?† Detective May questions in a somber voice. â€Å"It was green with mustard yellow stripes,† I reply with great sadness. â€Å"My mother, Shelly Watts, was tending to my little cousin who was staying with us at the time. My mother was wearing her brand new grey suit she had bought at J.Crew the week before. As I grabbed the food from the refrigerator, my mother and father looked at each other and then at me. Right as I grabbed my strawberry pop tart with color sprinkles, I heard a honk. It was my best friend Kirsten. â€Å"Thank you, Katie,† he says in a pitiful voice, â€Å"we have another detective coming in to talk with you.† I sit in that hard wooden chair for what feels like hours until I hear a knock. â€Å"Hi, Katie, I’m Detective Brave; I’m here to help you figure out who the monster is that hurt your parents,† she speaks in a comforting voice. I look up. I cannot believe my eyes. No, it couldn’t be. â€Å"Kirsten?† I ask as my heart beats fast. â€Å"How do you know my name?† â€Å"Kirsten, it’s me your best friend, Katie.† â€Å"I’m sorry, but I don’t have a best friend named Katie. Are you okay?† I open my eyes. Light†¦so much light. Peering down at me are two curious faces.Show MoreRelatedA Lesson Before Dying: an Examination of a Prodigious Storyteller975 Words   |  4 PagesA Lesson Before Dying: An Examination of a Prodigious Storyteller A good novel entertains the reader. An excellent novel entertains and enlightens the reader. 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